Health Insurance for your Internship in the US
You as an intern / trainee on the J-1 visa must be covered by a health insurance plan that covers the j1 visa insurance requirements of the State Department. Before the visa sponsorship can be approved, such health insurance which covers your entire stay in the US must be concluded.
The visa sponsor or placement agency will offer you a suitable j1 visa insurance plan. The full internship placement service fees do not include the J1 visa health insurance plan!
The cost of the health insurance is about US$ 95 per month.
|J1 Visa Insurance provided: Schedule of Benefits||US$|
|Insured amount per person (per accident or illness)||max 100,000|
|Elective co-payment per doctor’s visit||0|
|Emergency Room – Deductible* (applies only in the US)||for injury: 0
illness resulting in direct hospitalization: 0
illness which does not result in hospitalization: US$ 350
|Outpatient treatment by a doctor/specialist||100 %|
|Prescribed medicines||100 %|
|Prescribed treatment by a physiotherapist/chiropractor||2,500|
|Provisional pain-stilling dental treatment||200 (per incident / tooth)|
|Ambulance transportation||100 %|
|Medical Evacuation/Repatriation||100 %|
|Return Trip||100 %|
|Compassionate Emergency Repatriation||100 %|
|Compassionate emergency visit||100 %|
|Statutory arrangements in case of death||100 %|
|Home transportation of the deceased||100 %|
|Personal accident – death and disability||15,000|
* In an insurance policy, the deductible is the amount of expenses that must be paid by insured (YOU) before an insurance company will pay any expenses.